Sam Morales & Associates, Inc.

 Our Retirement income distribution planning helps you navigate  retirements many dilema's so that you can relax and spend your days enjoying your family, hobbies and friends.

 

 Our clients are successful idividuals and couples that are preparing to retire soon or have already retired.They worryif their money will last and they wish to recieve a  lifetime of income that is adjusted for inflation, is tax efficient and avoids unnecessary market risk.  

 Sam's 23 years of experience and expertise in retirement planning can help you overcome the income challenges of a long retirement and are designed to help you protect your income.

www.MoralesWealthManagement.com
Calculators

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Net Worth

A balance sheet summarizes your assets and liabilities and reveals your net worth.

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Newsletters

Are Target-Date Funds Off Target?

Target-date funds are not for everyone, so it's important to gather all the facts.

Tips for Healthy Life Insurance

If you are about to retire or have recently entered retirement, it's a good time to consider whether your current life insurance policy meets your needs.

Measuring the Jobs Situation

Many people understand that a rising jobless rate is one of the hallmarks of a shrinking economy. But the national unemployment rate does not always reveal a complete picture of the jobs outlook.

When Tea Leaves Won't Do

Economic indicators can be a good source of clues about trends, but it takes experience and skill to interpret their meaning.

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